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Master the formulas behind real financial decisions.
Advanced financial concepts for middle school.
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30 chart patterns with diagrams and trading signals. Educational reference only - not financial advice.
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Last content-reviewed: September 2026
Online Finance Academy teaches money, math, and investing concepts to kids and teens. Nothing here is financial, tax, legal, or investment advice - examples and calculators are for illustration only, not a recommendation for your situation. Always talk to a licensed professional before making real financial decisions.
Government programs referenced here - TFSAs, RRSPs, RESPs, FHSAs, the Home Buyers' Plan, capital gains rules, and deposit insurance (CDIC, FDIC) - are set by governments and updated periodically. This content was fact-checked against official sources for launch (see "What We Verified" below), but figures can change again afterward. Always confirm current numbers directly with the relevant agency or institution.
The wallet, coins, and rewards are entirely simulated for learning. They have no real-world value and cannot be exchanged, withdrawn, or converted into real currency.
The 30-pattern chart guide helps students recognize technical analysis concepts - it's not investment advice, and no pattern guarantees any outcome. Past patterns don't predict future results. Any mention of specific companies, brokerages, or products is illustrative only and not an endorsement.
This app is a starting point for financial literacy, not a substitute for real-world guidance. We encourage parents, guardians, and educators to stay involved and review this content together with the young people using it.
Before launch, we specifically fact-checked the RRSP Home Buyers' Plan limit, Canada's capital gains inclusion rate, CDIC/FDIC coverage, and a few large reference figures used in math examples. Everything else reflects general, stable concepts rather than figures that change yearly. This app makes no warranties about accuracy or completeness and isn't liable for decisions made based on it - use it to learn, verify before you act.
See also our Privacy Policy →
Last updated: September 2026
We collect no personal information. There are no accounts, sign-ups, or servers. Everything - your progress, quiz scores, wallet, and achievements - stays in your browser's local storage and never leaves your device.
This app collects nothing: no analytics, no ad trackers, no tracking cookies, no way for us to see how you use it. Your browser's local storage simply remembers your chapter progress, quiz scores, wallet balance, and achievements between visits - read only by this app, never transmitted anywhere.
This app is built for kids and teens. Because we collect no personal information - no name, email, birthdate, or other identifying detail - it doesn't trigger obligations under the U.S. Children's Online Privacy Protection Act (COPPA) or Canada's PIPEDA and related provincial privacy laws. There's simply nothing collected to protect.
Reset your progress at any time from the store, or clear it permanently through your browser's site settings. We never share, sell, or transmit data to third parties - there's nothing to share - and this app has no embedded ads or trackers.
If this app's data practices ever change (e.g. an optional cloud sync in a future version), this policy will be updated first, with the date above reflecting it. For questions, reach out through wherever you found this app - its repository or hosting page.
See also our Disclaimer & About →